We are an independent, fee-based employee benefits and property & casualty consulting firm.

Insurance Management. Simply Done.

We are confident our Tennessee public-sector expertise, fee-only independence, and data-driven strategic approach make ESP, LLC exceptionally qualified to serve as your consulting partner.

+

Employee Benefits

+

Risk Assurance Inspections

+ Property & Casualty

+ Replacement Cost Valuations

A different way of doing business.

Primarily based in Tennessee, we have experience working with an array of public entities including Counties, Cities, School Systems, Utilities, and Cooperatives, as well as numerous churches and corporations. As an independent consulting firm, ESP, LLC maintains complete objectivity in all recommendations.

Manage your plan, not the other way around.

For more than 50 years, ESP, LLC, has been specializing in public entity employee benefits consulting, covering both self-funded and fully insured plans, pharmacy benefit management oversight, stop loss advising, vendor procurement and management, voluntary benefits, regulatory compliance, and benefits planning.

Replacement cost valuations.

Our subsidiary company, Risk Assurance Inspections (RAI), consults on property & casualty insurance, including workers compensation and on the job injury (OJI) programs and manages insurable Replacement Costs for over 25 billion dollars, and growing, in real property across Tennessee.

who we are

Our History

ESPinc was founded in 1969 by the late Mr. Robert Sanderson. Mr. Sanderson gave over forty years to the insurance business, starting as one of the original managers who began the Hartford Offices in Nashville.

ESPinc was purchased from Mr. Sanderson in 1988 by Mr. Bob Shupe. Previously, Mr. Shupe worked for the Nationwide Insurance Group for eleven years serving in several capacities including commercial group health, P&C trainer, District Manager, and independent agent.

In 2014, ESPinc became ESP, LLC to accommodate the growth of our firm.

In 2024, ownership transitioned from Bob Shupe to Brittany Spradling and Jeremy Shupe. Bob remains on staff as an independent consultant. 

If the data is not replicable or relatable, it’s just for show.”

Brittany Spradling

Managing Member &

Principal Consultant